Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA), located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, is a specialized insurance agency dedicated exclusively to serving the unique needs of contractors operating within the Phoenix area.
Understanding the complexities and risks inherent in the construction and contracting industries, The Contractor's Choice was founded on the principle that contractors deserve insurance solutions tailored specifically for their work. We are not a generic insurance provider; we are focused. Our focus is on the craftspeople and businesses who build, repair, and create the infrastructure and spaces that define our community.
Operating from our office in Chandler, Arizona, we provide comprehensive insurance coverage designed to protect contractors, subcontractors, and their businesses. Our team possesses deep industry knowledge, allowing us to navigate the intricacies of contractor insurance policies and ensure that your specific risks are adequately addressed.
At The Contractor's Choice Agency, we understand that every contractor's operation is unique. Whether you manage a large commercial construction firm, run a specialized trade business, or operate a smaller, independent contracting operation, we work closely with you to assess your exposures and craft a customized insurance package. Our goal is to provide peace of mind, knowing that you and your business are protected against the unforeseen events that can disrupt operations and impact financial stability.
Our services are built upon a foundation of expertise in the types of insurance that matter most to contractors:
General Liability Insurance: This essential coverage protects your business from claims of bodily injury, property damage, personal injury (such as libel or slander), and advertising injury occurring on your job sites or as a result of your business operations. It helps cover legal defense costs and settlements if you are sued.
Commercial Property Insurance: This policy safeguards your business's physical assets, including buildings, equipment, tools, and inventory, against damage caused by events like fire, windstorms, vandalism, or other perils outlined in your specific policy. Business interruption coverage, often included or available separately, can also help compensate for lost income if your operations are temporarily halted due to a covered loss.
Workers' Compensation Insurance: This is not just a legal requirement in Arizona for most businesses with employees; it's a crucial protection for both your workers and your business. It provides wage replacement benefits and medical payment coverage for employees injured on the job. We ensure you have the appropriate coverage limits and understand the requirements specific to the Phoenix area.
Commercial Auto Insurance: Vehicles used for business purposes face unique risks. Our commercial auto policies are designed specifically for contractors, covering company-owned and rented vehicles used for job sites. This includes protection against liability for accidents involving company vehicles and damage to those vehicles.
Inland Marine Insurance: This specialized coverage protects movable property while in transit or temporarily off the premises. This can include tools, equipment, materials, blueprints, and contracts stored off-site, providing an extra layer of protection for assets that are essential to your operations.
Professional Liability (Errors & Omissions): For contractors involved in design, consulting, or project management, this coverage protects against claims alleging negligence, mistakes, or failure to perform professional duties that result in financial loss or harm to a client.
Being locally focused allows us to provide personalized service and a deeper understanding of the specific challenges faced by contractors working within the Phoenix metro area. We stay informed about local regulations, building codes, and economic conditions that can impact the insurance landscape.
Choosing insurance is one of the most critical decisions a contractor makes. It requires expertise, careful consideration of risks, and ongoing management. At The Contractor's Choice Agency, we partner with you to ensure you have the right coverage, at the right price, tailored to keep your business protected and your future secure.
Reach out to our team at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048 or visit our website at https://contractorschoiceagency.com/ to learn more about how we can help protect your contracting business in the Phoenix area.
Frequently Asked Questions (FAQs)
Q1: What types of contractors do you serve from your Chandler location?
A1: We serve a wide range of contractors operating from the Phoenix area, including general contractors, specialty trade contractors (electrical, plumbing, HVAC, roofing, painting, etc.), construction managers, subcontractors, remodelers, and businesses involved in commercial or industrial construction projects.
Q2: How can I get a quote on insurance for my contracting business in Phoenix?
A2: You can request a quote online via our website https://contractorschoiceagency.com/, or you can call our Chandler office directly at 844-967-5247. We will gather information about your business type, operations, and exposures to provide you with a tailored estimate.
Q3: What is the claims process like if I need to file a claim for my Phoenix-based contracting business?
A3: Our process is designed to be straightforward and supportive. We prioritize clear communication and aim to streamline the claims process. If you need to file a claim, we will guide you through the necessary steps, provide assistance in gathering documentation, and work diligently to resolve the claim efficiently and fairly, keeping your business operations as uninterrupted as possible.
Q4: Do you offer assistance with understanding insurance requirements for specific types of construction projects in the Phoenix area?
A4: Absolutely. Our team possesses in-depth knowledge of the insurance requirements for various construction projects, including residential remodels, new home builds, commercial construction, tenant improvements, and specialized trade work. We can advise on the specific coverages needed based on the scope, duration, and nature of your project within the Phoenix region.
Q5: How does being a local agency benefit contractors compared to larger, national insurance providers?
A5: Being locally focused allows us to provide personalized service and a deeper understanding of the specific risks and regulatory environment contractors face in the Phoenix area. We can offer more responsive communication, quicker turnaround on policy changes or quotes, and leverage our local expertise to potentially secure competitive rates tailored to your specific Chandler or Phoenix-area business needs.